1. Start with a brand you use
Search by brand name, browse a category, or sort by the highest discount. Bookmark brands to keep a personal list on your current browser—no CardPenny account required.
2. Compare the advertised offers
Each brand page lists the resellers we found, their maximum advertised discounts, and the time each offer was collected. “Best” means the highest recent advertised discount among the offers in that comparison.
We compare brand-level maximums, not a guaranteed price for a particular card. A seller might advertise “up to 12% off” while the specific $50 card you want has a lower discount.
3. Finish with the seller
Select a seller to open its website. Confirm the actual card value, price, fees, delivery method, redemption restrictions, and buyer protection before purchasing. Your payment and card delivery happen there.
What our savings calculator means
The calculator illustrates the selected card value at the best advertised discount. For example, $100 at 10% off would cost $90 before any fees. It is not a quote or a claim that a card of that amount is in stock.
How we keep the comparison current
Our daily collection is scheduled for 8:00 AM Eastern. Every offer carries its own collection time. Offers older than 36 hours, or retained after a source fails, are hidden from the main directory and excluded from the “best” rate.
There are currently three sources, with different coverage. Read our sources and methodology for the full picture.